If you are ready to unlock unforgettable stays at some of the most renowned hotels in the world, Marriott Bonvoy credit cards offer a powerful way to transform everyday spending into remarkable travel experiences. With a global portfolio of over 8,500 properties across brands like The Ritz-Carlton, St. Regis, and W Hotels, the Marriott Bonvoy program makes earning and redeeming points seamless — and its co-branded credit cards can accelerate your rewards even faster.

Whether you are a frequent Marriott guest or just starting your travel rewards journey, there is a Marriott Bonvoy card tailored to your travel style. From the Marriott Bonvoy Bold® Credit Card with no annual fee to the Marriott Bonvoy Brilliant® American Express® Card packed with luxury perks, these cards deliver value through generous points, free nights, elite status, and exclusive travel benefits.

Ready to maximize your Marriott stays?

Let’s dive into the best Marriott Bonvoy credit cards and find the perfect match for your travel goals.

Before You Apply: Know Your Credit Score

If you are new to travel rewards and credit in general, it is a good idea to check your credit score before applying for a credit or charge card. That way, you will be able to apply for travel rewards cards which align with both your credit score and your travel goals.

Credit Scores are shown numerically and range from 300 (Poor) to 850 (Excellent / Perfect). While there are a number of credit agencies (Equifax, Experian, and TransUnion) and credit scores (FICO and VantageScore), generally, scores above 750 are considered excellent*. While some agencies charge for a credit report, there are a number of “free” options as well:

• Personal Bank
• Credit Karma
• Annual Credit Report

Related: Credit Scores 101: Everything You Need to Know

The Best Credit Cards For Marriott Bonvoy – Personal

Here is a quick overview of the best personal travel rewards cards earning Marriott Bonvoy points, which includes a summary of card details, reward rates, benefits, and more.

Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless® Credit Card is a great option for travelers looking to maximize rewards at Marriott properties worldwide. It offers 6x points at Marriott hotels and 3x points on dining, gas, and groceries (up to $6,000 annually), plus 2x points on all other purchases. Key perks include an annual Free Night Award (up to 35,000 points), 15 Elite Night Credits, and Silver Elite Status. With a $95 annual fee, it is a solid choice for earning free stays and valuable travel benefits through the Marriott Bonvoy program.

 

Credit Card Details

• Intro Offer: Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening
• Annual Fee: $95
• APR: 20.74% – 27.74% Variable
• Recommended Credit: 670-850 (Good / Excellent)*

Reward Rates

• 6x Marriott Bonvoy® points per $1 at Hotels participating in the Marriott Bonvoy® program
• 3x Marriott Bonvoy® points per $1 at Restaurants*
• 3x Marriott Bonvoy® points per $1 at Gas Stations*
• 3x Marriott Bonvoy® points per $1 at Grocery Stores*
• 2x Marriott Bonvoy® points per $1 on All Other purchases

* Up to $6,000 in combined purchases at Restaurants, Gas Stations, and Grocery Stores per calendar year, then 2X points

Other Benefits

• Automatic Marriott Bonvoy® Silver Elite status each year of card membership
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary
• Receive 15 Elite Night Credits annually

The Marriott Bonvoy Brilliant® American Express® Card is the premium card offering from the Marriott Bonvoy® program and a favorite of Marriott Bonvoy® loyalists. Despite the high annual fee, the card provides multiple elite benefits, which include automatic Platinum Elite status, an annual free night certificate, a $25 monthly statement credit for restaurant purchases worldwide, and a solid earning rate at properties participating in the Marriott Bonvoy® program. The card also provides limited cell phone protection.

Credit Card Details

• Intro Offer: Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of card membership
• Annual Fee: $650
• APR: 20.24%-29.24% Variable
• Recommended Credit: 670-850 (Good / Excellent)*
• See Rates And Fees

Reward Rates

• 6x Marriott Bonvoy® points per $1 at Hotels participating in the Marriott Bonvoy® program
• 3x Marriott Bonvoy® points per $1 at Restaurants
• 3x Marriott Bonvoy® points per $1 on Airlines
• 2x Marriott Bonvoy® points per $1 on All Other purchases

Other Benefits

• Automatic Marriott Bonvoy® Platinum Elite status each year of card membership
• Each calendar year of card membership you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status
• Enjoy an Anniversary Free Night at Hotels participating in Marriott Bonvoy®  (up to 85,000 points per night)
• Up to $300 Brilliant Dining Credit ($25 per month credit)
• Up to $100 Marriott Bonvoy Property Credit at participating The Ritz-Carlton® or St. Regis® properties (2 night minimum stay required)
• Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
• Enroll in Priority Pass™ Select (access to over 1,200 lounges in over 130 countries)
• Each calendar year after spending $60,000 on eligible purchases, you will be eligible to select a Brilliant Earned Choice Award benefit

The Marriott Bonvoy Bevy™ American Express® Card is a mid-tier card offering from the Marriott Bonvoy® program. The card comes with a solid set of benefits, which include automatic Gold Elite status, a 1,000 Marriott Bonvoy® point bonus per paid eligible stay, and a solid earning rate at properties participating in the Marriott Bonvoy® program. However, the card does not offer a complimentary free night certificate, but merely an opportunity to earn one via spend.

Credit Card Details

• Intro Offer: Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of card membership
• Annual Fee: $250
• APR: 20.24%-29.24% Variable
• Recommended Credit: 670-850 (Good / Excellent)*
• See Rates And Fees

Reward Rates

• 6x Marriott Bonvoy® points per $1 at Hotels participating in the Marriott Bonvoy® program
• 4x Marriott Bonvoy® points per $1 at Restaurants*
• 4x Marriott Bonvoy® points per $1 at United States Supermarkets*
• 2x Marriott Bonvoy® points per $1 on All Other purchases

* Up to $15,000 in combined purchases at Restaurants and United States Supermarkets per calendar year, then 2X points

Other Benefits

• Automatic Marriott Bonvoy® Gold Elite status each year of card membership
• Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy
• Earn 1 Free Night Award after spending $15,000 on eligible purchases (up to 50,000 points per night)
• Each calendar year of card membership you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status
• Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee

The Best Credit Cards For Marriott Bonvoy – Business

Here is a quick overview of the best business travel rewards cards earning Marriott Bonvoy points, which includes a summary of card details, reward rates, benefits, and more.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is ideal for small business owners looking to earn Marriott Bonvoy points through everyday business spending. It offers 6x points at Marriott properties, 4x on select business categories, and 2x on other purchases. Key perks include an annual Free Night Award, 15 Elite Night Credits, and Gold Elite Status. With a $125 annual fee (terms apply), it is a strong choice for frequent Marriott travelers seeking extra rewards and travel benefits.

Credit Card Details

• Intro Offer: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card membership
• Annual Fee: $125
• APR: 20.24% – 29.24% Variable
• Recommended Credit: 670-850 (Good / Excellent)*
• See Rates And Fees

Reward Rates

• 6x Marriott Bonvoy® points per $1 at Hotels participating in the Marriott Bonvoy® program
• 4x Marriott Bonvoy® points per $1 at Restaurants
• 4x Marriott Bonvoy® points per $1 at U.S. Gas Stations
• 4x Marriott Bonvoy® points per $1 on Wireless Telephone Services purchased directly from U.S. service providers
• 4x Marriott Bonvoy® points per $1 on U.S. purchases for Shipping
• 2x Marriott Bonvoy® points per $1 on All Other purchases

Other Benefits

• Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card
• Receive 1 Free Night Award every year after your Card renewal month redeemable at hotels participating in Marriott Bonvoy® (redemption level at or under 35,000 Marriott Bonvoy® points)
• Earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year ,redeemable at hotels participating in Marriott Bonvoy® (redemption level at or under 35,000 Marriott Bonvoy® points)
• Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate

Related: Marriott Bonvoy Business Card: A Complete Guide To Benefits

Marriott Bonvoy co-branded credit cards offer a range of options designed for every type of traveler, from occasional vacationers to luxury seekers and business road warriors. Whether you choose the no-annual-fee Marriott Bonvoy Bold® Credit Card, the well-rounded Marriott Bonvoy Boundless® Credit Card, the premium Marriott Bonvoy Brilliant® American Express® Card, or the business-focused Marriott Bonvoy Business® American Express® Card, there is a card to fit your travel style.

Each card delivers unique benefits — from earning points faster on everyday purchases to enjoying valuable perks like complimentary elite status, annual free nights, and travel credits. These features help you unlock free stays, upgrades, and unforgettable experiences at the expansive global portfolio of Marriott.

Ready to elevate your travel game?

Now is the perfect time to choose the Marriott Bonvoy card that matches your travel goals.