In the universe of travel rewards, there are three fundamental laws which govern all of existence: Never carry a credit card balance. Always spend enough to hit the sign up bonus. The Chase Sapphire Preferred® Card is the best entry level travel rewards card. The third item on this list always catches my attention. This is a travel rewards mantra, …
The Basics: An Introduction To Credit Card Application Rules
Does a credit score over 800 grant automatic approval on a credit card application? Unfortunately, and frustratingly, the answer is no. While your credit score is one of the most important factors on a credit card application, a bank considers many other factors as well before approval. Increasing the level of confusion, is how each bank has a unique set …
The 15 Most Valuable Credit Card Sign Up Bonuses
What is the fastest, most efficient method to accumulate points and miles? Everyday spending? Manufacturing spending? Buying Groups? Referrals? As we all know, the answer is Crypto! Just kidding, it is Sign Up Bonuses. A sign up bonus is a one-time point or mile “accelerator.” The agreement is simple: spend $X and earn Y points or Z miles. “Chasing” sign …